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In development

Splenzo Split group expenses. Settle up over UPI.

Add a bill in seconds, see who owes whom, and pay back through any UPI app, for trips, flatmates and friend groups.

Get early access See how it works
  • 1 tap to settle with any UPI app
  • 4 ways to split: equal, exact, %, shares
  • ₹ built for INR and UPI

How it works

Add, split, settle

You

01/05 Create or join a group

Share an invite code or link on WhatsApp.

You

02/05 Add an expense in seconds

Name, amount, who paid. Equal split is the default.

Splenzo

03/05 Works out who owes whom

No debt graphs. Just the fewest payments to settle.

You

04/05 Pay through your UPI app

Splenzo opens GPay, PhonePe or Paytm with the amount filled in.

Splenzo

05/05 Marks it settled when you confirm

“Did you complete the payment?” Only a Yes records it.

Features

Everything in one place.

  • Fast entry

    Equal split by default; exact, percent and shares one tap away.

  • Simple settle-up

    Recommended payments only, never a confusing debt graph.

  • UPI settlement

    Opens your UPI app; recorded only after you confirm.

  • Cash too

    Record cash paybacks and mark everything paid at once.

  • WhatsApp invites

    Invite codes, links, contacts and gentle reminders.

  • Live sync

    Every change appears instantly on everyone’s phone.

Built for

  • Friends on trips
  • Flatmates
  • College groups
  • Office lunch circles

Runs on

  • Android
  • iOS

Early access

Be first to try Splenzo.

We are building it now. Join the early-access list and help shape the first release.

Common questions

When can I download Splenzo?

Splenzo is in testing now. Join early access and we will send you the download link when it is ready.

Does Splenzo move my money?

No. It opens your own UPI app with the amount filled in. You pay as you normally would, and Splenzo records it once you confirm.

Can I split unequally?

Yes. Equal is the default, and exact amounts, percentages and shares are under More options.

We reply within one working day. No spam, ever.

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